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Bank of America Customer Service | Contact

Bank of America Customer Service provides a wide range of financial services. The customer service professionals at Bank of America are often informed and skilled at responding range of banking-related questions. They make an effort to respond to customer’s problems in a timely and accurate manner. To serve its verified customer base also provides bilingual customer service.

Bank of America Customer Service Number

+1 800-432-1000 Estd. Wait Time: 15-25 min.

Website Contact Link

Website Home Page

Bank of America Chat Support

Estd. wait time : Instant

Home Loan

+1 800-285-6000 Estd. Wait Time: 10-15 min.

Mortgage Services

+1 888-325-6435 Estd. Wait Time: 10-15 min.

Get Fast Bank of America Service

Calling Bank of America Customer Service – Quick Guide:

  • Average Hold Time: 14 minutes
  • Current Wait: Approximately 29 minutes
  • Operating Hours:
    • Mon-Fri: 8 am – 11 pm EST
    • Sat-Sun: 8 am – 8 pm EST
  • Best Time to Call: 7:15 am

Common Issues Handled by This Call Center:

  1. Report Fraud
  2. Card Declined
  3. Account Access
  4. Dispute a Charge
  5. Missing Payment

Steps to Reach a Live Agent:

  1. Press 0# (twice).
  2. Press 0.
  3. Press 0 (again).
  4. Press 1.
  5. Press 0#.

What to Expect When You Call: You will hear: “Please state or enter the last 4 digits of either your ATM debit card, your Social Security card, or your tax ID.”

Tips To Contact Bank of America Customer Service

1. FAQs and Knowledge Base

Bank of America customer service are frequently asked questions (FAQs) and a knowledge base on their website. These resources cover, such as various topics account management, online banking, card services, loans, etc. You can search for specific topics to find answers and guidance.

2. Online and Mobile Banking Tutorials

Bank of America offers tutorials and guides on its website and mobile app to help customers navigate and use their online and mobile banking platforms effectively. These resources provide step-by-step instructions and explanations for various features and functionalities.

3. Virtual Assistants

Bank of America may have virtual assistance a tools or catboats on their website or mobile app. It guides common questions or issues. This representative can help with balance inquiries, transaction history, and general inquiries.

4. Community Forums

Bank of America provides community forums and discussion boards where customers can interact with each other. These Forum allow, ask questions and receives guidance from other users of Bank of America representatives

5. Merchant services Bank of America

Bank of America provides merchant services to Bank of America to help customers with credit card acceptance, payment processing, and online transactions, and secure payment solutions to meet their customer’s needs.

6. Social Media Channels

Bank of America has active social media channels like Facebook and Twitter. These platforms provide updates, general information, and news about bank services. While they may not provide personalized assistance, you can sometimes contact their social media team for general inquiries.


7. Mobile App Support

If you use Bank of America’s mobile banking app, they usually offer in-app support or a dedicated support section. This will provide specific information about app-related features and troubleshooting steps.

8. Secure Messaging

Bank of America may have a secure messaging system within its online banking platform. This allows you to send and receive secure messages to and from the bank.

9. Bank of America notary service

Bank of America notary service at select branches, providing certified notary publics to assist with document notarization. Contact your local branch for availability and appointment requirements

Issues and Solutions of Bank of America

Report Fraud:

  • Issues: Suspicious transactions, unauthorized access, or any activity that suggests possible fraud.
  • Solution: Contact Bank of America right away to report the problem. They will walk you through the processes required for resolution and security.

Card Declined:

  • Issues: Payments that have not been recorded in your account or troubles with bill pay services.
  • Solution: Speak with a Bank of America representative to determine the cause of the decline and potential solutions.

Account Access:

  • Issues: Difficulty accessing your online banking account or mobile app.
  • Solution: Contact customer care if you need help with account access, password reset, or technical difficulties.

Dispute a Charge:

  • Issues: Contesting a transaction on your account statement.
  • Solution: Contact Bank of America to begin the dispute resolution process. Give them information about the transaction and they will walk you through the stages.

Missing Payment:

  • Issues: Payments that have not been recorded in your account or problems with bill pay services.
  • Solution: Contact customer care to look into and correct any errors in your payment history.


1. What are the Advantages of Online Banking?

Beyond simple transactions, online banking provides a wide range of services, and the customer has to arrange future transfers, automate bill payments, and get electronic alerts when their account is active.

2. How do I verify my Bank of America Account?

Users directly contact Bank of America by logging into their online banking account and sending a message .bank will verify the account then confirmation can come via email notification, once you receive a guarantee, your report will be considered confirmed.